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Carolina Premier Insurance

North and South Carolina

North and South Carolina Umbrella Insurance Coverage

Umbrella Insurance in North and South Carolina

Getting an auto or home insurance policy in South Carolina or North Carolina is an excellent start for anyone looking for liability protection. However, it also makes sense for some people to get additional coverage, or what is referred to as umbrella insurance. As people continue progressing in life, their financial responsibilities and status will change as well, hence putting them at more risk. That is why you need umbrella insurance from Carolina Premier Insurance LLC of Mint Hill, NC to protect you.

Who Needs Umbrella Insurance?

Contrary to popular opinion, this policy is not just for wealthy or famous people. Even though it is true that a person with a significant asset base can benefit from the policy, generally, anyone earning a livelihood should consider this policy. Today’s society is very litigious, meaning you do not have to wait till you have acquired tons of properties or businesses in South or North Carolina before investing in this policy. If you fall under any of the below categories, you need umbrella insurance.

  • Own a pet that can injure third parties on your property. The policy will protect you by covering the resulting expenses.
  • Enjoy high-risk hobbies like surfing, skiing, and hunting. The chances of inflicting harm to others are high, hence the need for umbrella insurance.
  • Owns businesses: Businesses generally come with many risks like bodily injury, property damage, and advertising injury.
  • Landlord: An umbrella policy can protect you from tenants’ liabilities, which can be costly
  • Coach sports: Your trainees may sustain serious injuries while training, which can expose you to legal suits.

Keep in mind that an umbrella policy is an additional coverage, and so you must have other types of insurance before buying the policy.

If you want to boost your home, business, boat, or car insurance, invest in umbrella insurance with Carolina Premier Insurance LLC. Our Mint Hill, NC agents will walk you through the process and ensure that you get the right coverage depending on your needs.

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