Skip to content
Click to Call
Carolina Premier Insurance

North and South Carolina

North and South Carolina Life Insurance Coverage

Life Insurance in North and South Carolina

Most people would admit that life insurance is an important policy if questioned. After all, this is a policy that allows you to protect your family members or beneficiaries after your death. However, most people do not have in-depth knowledge of how it works or the different policies available. Carolina Premier Insurance LLC of Mint Hill, NC can explain how the various policies work to make things clear.

Term Life Insurance

This is the most common type of life insurance that most people are aware of for a specific period. Should you pass away during your earning years, your loved ones can replace your income with the death payout they get from the insurance company. The advantage of this policy is that you can choose the length of term you prefer, depending on your needs and those of your family members.

Whole Life Insurance

This type of policy is also referred to as permanent insurance as it is intended to stay in place throughout your whole life. After you die, your loved ones receive a guaranteed death payout. The premium you pay typically stays the same as the policy's value continues to grow.

Universal Life Insurance

While universal life insurance is a form of permanent life insurance, it has some flexibility attached to it. We understand that your financial situation may change. Maybe your child has joined college, and you need to cover tuition or have another child on the way. One of the advantages of universal life insurance is that you can reduce or increase your premiums to a certain limit to accommodate any new changes in your life.

With this information in mind, you are now better positioned to purchase life insurance. South and North Carolina residents can get in touch with Carolina Premier Insurance LLC for assistance in buying life insurance. We will answer all your questions and ensure you protect your loved ones.

Request a Quote

Additional Information

Coming Soon...

Partner Carriers

  • Attune
  • Hagerty Insurance
  • Heritage Insurance
  • Hippo Insurance
  • Kemper Auto
  • National General
  • Nationwide
  • Next Insurance
  • Progressive
  • Safeco