As a business owner, you may have already purchased commercial insurance for your business. The general liability component in your policy is directed at those cases where someone is physically hurt while on site. Unfortunately, companies that provide services can be sued for more than physical damage. At Carolina Premier Insurance LLC in Mint Hill, NC, we offer our clients a policy that rounds out that liability protection.
If your services or errors made by your employees when serving your clients result in a financial loss for them, you could be found liable. If the client can confirm that there was negligence by your business, then your professional liability policy can step in and help with damages.
Any business that provides clients with costly services should have this protection in its insurance arsenal.
The amount of information and sensitivity of such information requires a level of trust in your client that other industries do not require. If they suffer significantly from a mistake you have made, not completing promised services or neglecting them altogether.
While your business may be known for accuracy, even the best employees always have a slim chance of mistakes. Unfortunately, those mistakes are often expensive cases where you would use this policy. If your client suffered financially in any capacity because of an error at your business, you would use professional liability for that particular case.
If you are a South or North Carolina business owner providing an essential service to local residents, contact our agents at Carolina Premier Insurance LLC in Mint Hill, NC today for your personal quote. We are also happy to answer any questions you may have.
Carolina Premier Insurance